read 5 minutes
Have you ever heard the term MSME funding? This MSME activity is one of the highly demanded tools. Well, for those of you who have more cash, KoinRobo lets you channel funding to the max. Let’s take a look at the KoinRobo review here!
You may already be familiar with the term P2P lending. The P2P lending you often hear can be the same as the lending platform. Yes that is true!
But have you ever thought about where to get the funds for the P2P lending platform so that they can lend money to people or customers?
For those of you who are new to this, the P2P lending system is a tool for funding, or financing, between the owner of the capital and the beneficiary.
There are many P2P lending platforms out there these days, one of which is KoinWorks. Now on the KoinWorks platform there is a product called KoinRobo, which can maximally facilitate the distribution of funds, with a return system according to the desired period.
To help you understand more about the funding system, don’t miss the following KoinRobo review, along with some key questions about the KoinRobo platform.
Get to know and evaluate KoinRobo
What is CoinRobo? What does that have to do with the funding platform? As mentioned earlier, KoinRobo is a financial product by KoinWorks that can facilitate the activities of funders.
With KoinRobo, through the RoboLending function, the distribution of funds is automatically diversified to the maximum, with the aim of obtaining returns from recipients or users of funds.
Meanwhile, this must have been previously predicted based on historical data from the activities of KoinWorks Lenders from time to time. Thus, the capital owner or fund distributor can get a maximum profit calculation.
In general, the way to become part of the capital owner is quite simple. As a capital owner, simply register on the KoinWorks P2P lending platform through KoinRobo.
After that, the equity owner can select the package or deal they wish to fund. You don’t have to calculate profits in your own interest, check your business portfolio, cash flow and others, because with KoinRobo you only have to provide inputs and the machine learning technology will find MSMEs or the right type of company.
At the end of the loan term, the principal owner or financier receives interest on the loan proceeds.
(Also read: Beware, Hundreds of Stupid Investments in 2022 Will Eventually Be Blocked by the Government!)
Can finance at KoinRobo from 100,000 IDR
You don’t have to have a lot of money to be able to do a funding because with as little as Rp. 100,000 you can start funding (Best Performing, Female-Led, Local Local Support). Meanwhile, at least 20 million IDR for Robo Prime and at least 50 million IDR for Robo Pro.
But if you want to choose more than one KoinRobo financing product, you can too! So you can finance one or more KoinRobo products at the same time.
List of tenors and interest in KoinRobo
You don’t have to worry about determining the term as KoinRobo offers multiple term options with each interest rate for each different product choice, including:
- The term of the 1-month interest is in the range of 5% to 10%
- The interest term of 3 months is in the range of 4% to 11%
- Term of 6 months Interest rates are in the range of 7%-12%
- Term of 9 months Interest is in the range of 11%
- Term of 12 months interest is in the range of 14%
Selection of financing products at KoinRobo
It doesn’t feel complete if the KoinRobo review doesn’t discuss the types of financing products. In addition, there is not only one product selection at KoinRobo.
Because the main goal and focus of this funding activity is the development of the Indonesian economy as a whole. One of them is providing financing or business financing at a more affordable cost.
Here are some financing products that you can choose according to the type of business you want to help business people develop their business.
- Led by women: A financing product designed to help women in Indonesia start their own businesses. Like the local woven bag shop, clothes, cakes and others.
- Local Support Local: Business finance product designed to support and promote businesses that highlight local products made by the country’s children with the goal of building the local economy.
- Theft Prime: A corporate finance product with a system that offers additional and competitive returns with special conditions for those of you who want to get the maximum profit.
- RoboPro: Financing product, by increasing the return on funding with a maximum term of 6 months. This financing product is suitable for those of you who need short-term fund development but with maximum results.
- best performance: This last financing product can generate the best returns by mimicking the investment decisions of the top lenders.
How to distribute funds at KoinRobo
- First install the KoinRobo application on your smartphone
- Create an account or register
- After registering and successfully logging in, you can click directly on the “Products” menu
- From the many products described above, you can choose one or more KoinRobo products that best suit your needs.
- Before choosing, make sure there is cash.
- After choosing the financing product, choose the term that suits your preferences.
- Since KoinRobo runs the system automatically, all you have to do is enter the amount of money you want to route through KoinRobo.
- Then press the “Checkout” button.
- Make sure the checkout process on the CoinRobo cart was successful
- KoinRobo loan repayments from fund users are made using the “lump sum” method (i.e. the owner of the capital receives a return of principal and interest in a single payment at the end of the term).
In the KoinRobo review, you also need to know what are the advantages of this P2P lending platform or business financing. Because this fund sales activity can easily be used as an investment instrument.
Advantages of CoinRobo
Well, for those of you who are still hesitant about using KoinRobo in distributing funds, you can take a look at some of its benefits below.
- The account registration process at KoinWorks and KoinRobo via smartphones is easy and fast.
- There are many ways banks can top up cash balances, from wire transfers to the Virtual Account (VA) method. VA options are BCA, CIMB, BRI and Mandiri.
- The KoinRobo application has a user-friendly or easy-to-use interface.
- Sectors can be easily selected as there are many choices. The sector has also been equipped with RoboLending with a choice of 4 sectors, which has a social impact for the loan recipients.
- Affordable deposit limits from IDR 100,000.
- It includes insurance for certain borrowers with KoinWorks, especially if the borrower fails to pay. In this way, the borrower can take out credit insurance, which is paid out by the insurance company.
- Fees and interest are transparent, although everything is done using a machine learning system or technology. Because the returns generated by the capital owners are directly visible with a transparent count.
- Auto rollover is available, which can minimize late payments for after-due refinancing. Because you can do an automatic rollover on KoinRobo. When the funding is completed for 3 months, the same funding is automatically made, which is also 3 months.
(Also read: 7 popular investments, which one is the most profitable?)
Click on the banner, install the KoinRobo application and get a promo code from CekAja!
Curious how handy this KoinRobo by KoinWorks feature is? In addition, you can finance from as little as Rp. 100,000!
Just try it right now! Come on, for those of you who are curious and want to try and do some business finance that can generate money, you can click the KoinRobo banner below!